Home 首頁 > FAQ 常見問題 > How is BY Finance different from the mortgage loan services offered by banks?寶元財務與銀行的物業貸款服務有何分別？
How is BY Finance different from the mortgage loan services offered by banks?
Credit history does not affect the approval results.
All is set in one working day.
No income proof is required, no financial statement is required for business, few documents are needed; title deeds/mortgage repayment statement, demand for rates, and demand for management fees The loan tenure is flexible, from 3 to 20 years. Customers may decide the loan tenure based on their repayment ability.